Mortgage In colorado

Bank Statement Mortgage


The Bank Statement Mortgage changes the way business owners, entrepreneurs, start-up founders and the self-employed get approved for a mortgage. We were the first mortgage lender to offer business owners & self-employed individuals the flexibility of a bank statement mortgage- this loan uses your bank statements to confirm mortgage loan viability. With the bank statement mortgage, you can take advantage of business tax write offs, that would have otherwise affected your ability to secure the home loan amount you wanted.

Why is Bank Statement Mortgage Such A Great Loan Program?

  • No Tax Returns or Tax Transcripts required- ever
  • Income is calculated using average deposits in your bank account
  • 12 or 24 months Personal Bank Statements
  • 24 Months Business Bank Statements
  • Purchase a new home with as little as 10% Down
  • Rate and Term Refinance up to 90% of your home’s value
  • Cash out Refinance up to 80% of your home’s value
  • Loan amounts from $100,000 up to $2.5 Million
  • Debt to Income Ratios up to 55%
  • Adjustable, Fixed Rate Options, and Interest Only Options Available
  • Must be Self Employed for 2+ year 

Colorado Mortgage & Home Loans For Business Owners

Colorado Loan Experts works with so many business owners and self-employed borrows because we make the mortgage process simple. I’m a business owner too, I get it! You should be able to take full advantage of your tax writeoffs. If you have been denied a mortgage because you write off all or some of your income on your tax returns, Colorado Loan Experts can use your bank statements to determine if you can get a loan! It’s a far more accurate way to measure the income and creditworthiness of business owners and self-employed borrowers. Your success isn’t going to be held against you! You no longer have to balance your write-offs against your income. Colorado Loan Experts uses your actual income to determine whether you can afford a mortgage, not your tax returns.

With almost 15 years experience in the mortgage industry, I know the ins and outs of mortgages to provide you with outstanding customer service. I am a customer-driven professional with an innovative, progressive and creative mind and the ability to take a complex situation to create a simple financing solution. I am your Lender for Life. Thanks for taking the time to check out my page. Please do not hesitate to call me with any questions.



Your pre-approval is just the very first step in the home loan process, so you have to make sure to keep all of your other paperwork together and available for when you’re ready to buy. Being prepared will speed up the process immeasurably, so we’re not waiting on paperwork to finish. We can close for a prepared buyer in two weeks.


When we have completed the pre-approval, we will use the information that we gathered to find the loan amount that works best for your situation. 

We work hard to make it easy on you. Nobody gets lower rates on better loans than Colorado Loan Experts.

Colorado Home Loans & Mortgages

Best Home Mortgage Options For Ideal Borrower Situations

Pay Off High Interest Debt and Cash-out Equity In Your Home

Flexible Home Mortgage Guidelines With Attractive Rates

Refinance Your Current Home Mortgage Without An Appraisal

Higher-Dollar Home Loans From A Trusted Mortgage Lender

No Down Payment VA Home Loan For Military Veterans & Active Duty

Home Mortgage For Business Owners & Self-Employed

Get a 5-min Home Loan Approval & Close Your Mortgage in 14-days!

The Becker Team – Colorado Loan Experts    201 Columbine Street Suite 300 Denver, CO 80206