Guaranteed by the U.S. Department of Veteran Affairs (VA), a VA Loan is a mortgage loan that is only issued by approved lenders, like Colorado Loan Experts, and then guaranteed through the VA. VA Loans enable veterans to purchase homes without requiring down payments or excellent credit scores.
The Colorado VA loan program is more important than ever, as other lenders have tightened their lending requirements following the collapse of the national market in 2008. During that time, VA Loans became a critical lifeline for military homebuyers, many of whom were shut out of the buying process with insurmountable credit standards and lofty down payment requirements. Like any Colorado home loan today, VA Loans come with a significant amount of details and specific information that needs be to reviewed carefully. Here at Colorado Loan Experts, work hard to provide you with all the information and resources you need to file for a VA Loan.
Our team of Colorado VA Loan Specialists go out of their way to create a personalized VA home loan experience for our Colorado veterans. We will meet with you face to face, in your home, on base, at work, or wherever you like. It’s important for us to get to know you, so we can tailor your VA loan to your specific needs.
WE DO THE HEAVY LIFTING ON VA LOANS
Qualifying for a VA home loan requires several steps, starting with the VA’s Certificate of Eligibility. Through the Colorado Loan Experts VA loan program, our team lightens your load by helping with every step of the VA loan process. We start by getting your VA Loan Certificate of Eligibility and we do all the VA paperwork for you!
We underwrite all our VA home loans in house. That means lower mortgage rates for you and no upfront or out of pocket costs—that includes the appraisal. When you work with The Andrew Brockmire Team, there are never appraisal fees, or any other out of pocket costs.
After 24 years of helping clients from each era either Buy a new home or Refinance an existing one, I have concluded that the most valuable thing I could provide to them is education. In today’s environment of technology there can be many different informational sources both good and not so good to learn from, when either buying, refinancing or selling a home.
Your pre-approval is just the very first step in the home loan process, so you have to make sure to keep all of your other paperwork together and available for when you’re ready to buy. Being prepared will speed up the process immeasurably, so we’re not waiting on paperwork to finish. We can close for a prepared buyer in two weeks.
When we have completed the pre-approval, we will use the information that we gathered to find the loan amount that works best for your situation.
We work hard to make it easy on you. Nobody gets lower rates on better loans than Colorado Loan Experts.
The Andrew Brockmire Team – Colorado Loan Experts 201 Columbine Street Suite 300 Denver, CO 80206