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Mortgage In colorado

Conventional Loans

CONVENTIONAL MORTGAGE & HOME LOAN

What can you do with the money from a cash-out refinance?

Buying a new home in Colorado, with a conventional mortgage, should be an exciting moment in your life. At Colorado Loan Experts, we make it easy on our clients by issuing a pre-approval in 5-min and closing your loan in as little as 14-days. There is a reason that real estate agents all over Colorado refer us to their clients. We close on time, every time and we get their clients the lowest mortgage rates on the best conventional home loan possible. For Colorado borrowers with good credit and a consistent history of income, a conventional home mortgage may be the best option for you.

The Most Popular Mortgage

Conventional home loans are the single most popular mortgage type in Colorado and across the United States. Conventional mortgages offer low down payment options from 3% and up. With less than 20% down payment you will need to pay monthly PMI(Private Mortgage Insurance) or pay a one-time PMI premium at closing. Colorado Loan Experts will work with you to determine the down payment amount that works best for your situation. There are also various loan terms you can choose from, 15-year and 30- year mortgages are the most popular. A conventional mortgage is not insured or guaranteed by the government- like FHA, USDA, or VA home loans. 

Getting Coloradoans The Best Mortgage Rates

When you buy a home in Colorado, you want to get the best mortgage rate for your home loan. Conventional mortgages offer both fixed interest rates  and adjustable mortgage rates. A fixed interest rate will remain the same for the duration of your home loan. An adjustable rate mortgage(ARM) stays fixed for shorter amount of time then adjusts to current mortgage rate levels- these could be higher or lower mortgage rates. Adjustable rate mortgages may be a good option if you don’t plan on staying in your home for a long time.





Best Mortgage Lender Colorado
Best Mortgage Lender Colorado
After 24 years of helping clients from each era either Buy a new home or Refinance an existing one, I have concluded that the most valuable thing I could provide to them is education. In today’s environment of technology there can be many different informational sources both good and not so good to learn from, when either buying, refinancing or selling a home.

01. CALCULATE YOUR PAYMENTS

02. GET PRE-APPROVED

Your pre-approval is just the very first step in the home loan process, so you have to make sure to keep all of your other paperwork together and available for when you’re ready to buy. Being prepared will speed up the process immeasurably, so we’re not waiting on paperwork to finish. We can close for a prepared buyer in two weeks.

03. BUY A HOME OR REFINANCE

When we have completed the pre-approval, we will use the information that we gathered to find the loan amount that works best for your situation. 

We work hard to make it easy on you. Nobody gets lower rates on better loans than Colorado Loan Experts.

Colorado Home Loans & Mortgages

Best Home Mortgage Options For Ideal Borrower Situations

Pay Off High Interest Debt and Cash-out Equity In Your Home

Flexible Home Mortgage Guidelines With Attractive Rates

Refinance Your Current Home Mortgage Without An Appraisal

Higher-Dollar Home Loans From A Trusted Mortgage Lender

No Down Payment VA Home Loan For Military Veterans & Active Duty

Home Mortgage For Business Owners & Self-Employed

Get a 5-min Home Loan Approval & Close Your Mortgage in 14-days!

The Andrew Brockmire Team – Colorado Loan Experts 201 Columbine Street Suite 300 Denver, CO 80206

  • Call Us! (303) 359-6634

The Home Loan Expert, LLC NMLS#1326241